Find out if identity theft is a real problem.
Identity theft occurs when someone uses personally identifying information, like your name, social security number, or credit card number without your permission to commit fraud or other crimes.


/E-Learning News Articles/ - May 21, 2008 - The Federal Trade Commission estimates that as many as 9 million Americans have their identities stolen each year. In fact, you or someone you know may have experienced some form of identity theft.

The crime takes many forms. Identity thieves may rent an apartment, obtain credit cards, get medical insurance, commit crimes, obtain loans, start a business, or establish a telephone account in your name. You may not find out about the theft until you review your credit report or a credit card statement only to find charges you didn't make, you're contacted by a debt collector, the IRS tries to collect taxes you don't owe or learn of a warrant for your arrest.

Identity theft is serious, and has been compared to a financial cancer. You can't always prevent it, and the longer it goes undetected, the more of your life it takes over. In some rare cases it can even be deadly as in examples of medical identity theft.

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Jason Dickens
Prosperity Protection
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